16631 Harbor View Road, Charlotte, NC 28278

$1,450,000
3
BD
4
BA
4,889
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Listing courtesy of McNulty Realty LLC. cullen@mcnultyrealty.com

Sold listing courtesy of Canopy Administration

Sold Price
$1,450,000
List Price
$1,450,000
MLS#
4345664
Status
CLOSED
Days on Market
99
Property Type
Residential
Year Built
1986
Closing Date
May 26, 2026
Bedrooms
3
Bathrooms
4
Full Baths
3
Half Baths
1
Lot Size
66,646
Lot Size Area
1.53
Living Area
4,889
Sq Ft Total
4889
County
Mecklenburg
Subdivision
No Neighborhood
Special Conditions
None
Waterfront
Yes
Waterfront Features
Boat House, Covered structure, Dock

Property Description

Set along the peaceful shores of Lake Wylie just minutes from Charlotte, this rare waterfront estate offers the increasingly hard-to-find combination of private lakefront living with effortless access to the city. Tucked inside a quiet, protected cove with calm, usable water and beautiful main-channel sunset views, the property delivers an exceptional setting for both everyday living and weekend entertaining. The main residence sits on 1.53 secluded acres, with the opportunity to incorporate additional parcels bringing the potential total to approximately 4.97 acres of contiguous waterfront land, creating even greater privacy and long-term flexibility. Large-acreage waterfront properties this close to Charlotte are becoming increasingly scarce, making this a unique lifestyle and investment opportunity. Inside, a welcoming foyer opens to expansive living areas defined by soaring ceilings, grand stone fireplaces, and walls of windows that frame the surrounding water and wooded views. The main-level primary suite is privately positioned and generously scaled, featuring custom built-ins, sweeping lake views, and direct access to the covered rear deck—an ideal setting for a future hot tub or screened outdoor retreat. Secondary bedrooms are thoughtfully placed for privacy, while multiple flex spaces allow for executive home offices, media rooms, fitness studios, or creative spaces. The lower level provides substantial storage perfectly suited for paddleboards, boating equipment, and all the essentials of lake living. Outdoor spaces are designed to maximize the waterfront setting, including a wraparound deck, screened porch, and lower-level patio that seamlessly extend the living areas outdoors. The private dock offers covered boat storage and a swim platform, making it easy to enjoy Lake Wylie’s boating, swimming, and sunset cruising just steps from the home. Additional features include a powered detached shed ideal for a workshop, parking for 15+ vehicles, a whole-house generator, and major mechanical updates with HVAC systems and water heater replaced approximately four years ago. Whether preserved as a private waterfront retreat, expanded into a multigenerational family compound, or explored for future development potential, the scale, location, and water access of this property create a rare opportunity within minutes of Charlotte. Optional membership opportunities are available at The Palisades Country Club, adding golf, dining, and lifestyle amenities nearby. Conceptual renderings illustrating potential development on the adjacent parcels are available to help visualize the possibilities for this extraordinary Lake Wylie property.

Additional Information

Fireplace
Yes
Interior Features
Kitchen Island, Walk-In Closet(s), Wet Bar
Floor Coverings
Brick, Carpet, Concrete, Tile, Wood
Equipment
Dishwasher, Disposal, Down Draft, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Trash Compactor, Wall Oven, Washer/Dryer
Foundation
Basement
Main Level Rooms
Primary Bedroom, Kitchen, Bathroom-Full
Laundry Location
Electric Dryer Hookup, Utility Room, Inside, Main Level, Sink
Heating
Central
Water
Well
Sewer
Septic Installed, Sewage Pump
Exterior Features
Dock - Floating, In-Ground Irrigation, Storage
Exterior Construction
Wood
Roof
Architectural Shingle
Parking
Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry
Driveway
Asphalt, Cobblestone, Paved
Lot Description
Private, Wooded, Waterfront
Elementary School
Palisades Park
Middle School
Southwest
High School
Palisades
Total Property HLA
4889
Master on Main Level
Yes

How much is your home worth?

...get instant property value now!

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated: